Edmonton Mortgage Broker
** Available to Anyone age 55+ or older **
I put my customers first while striving to serve them better. My business is built solely through referrals, therefore, I’m committed and focused to serve you better.
It is a simple and sensible way to unlock the value in you home and turn it into cash to help you enjoy life on your terms. You receive the money tax-free. It is not added to your taxable income so it does not affect Old Age Security or Guaranteed Income Supplement government benefits you may receive.
No regular mortgage payments are required while you or you spouse live in your home. The full amount becomes due when you and your spouse no longer lives there. You keep all the equity remaining in you home. You will never be asked to move sell to repay you Reverse Mortgage. All that is required is that you maintain your property and stay up to date with your property taxes, fire insurance and condominium or maintenance fees while you live there.
Services by Leslie Joy Cairns include:
- First Time Home Buyer Mortgage
- Mortgage Renewal
- Mortgage Refinance
- Purchase Mortgage
- Home Equity Line of Credit (HELOC)
- Reverse Mortgage
- Purchase Plus Improvement Mortgage
- Spousal Buyout Mortgage
- Flex Down Mortgage
- New to Canada Mortgage
- Investor Purchase Mortgage
- Private Lending